Securing financing is the most important step in buying a new home. The mortgage market today has tightened significantly and what borrowers took for granted prior to the 2008 housing crash are not necessarily the same today. In today’s mortgage world, it definitely matters who you deal with and how they approach your specific situation.
My preferred lending partner is Scott Hastings with Angel Oak Home Loans. Scott has helped many of my buyers finance their homes and was able to help them side step potential land mines that many lenders I’ve worked with in the past would have missed. Scott has been in the mortgage business since 2003 and has a great reputation in the Mooresville, Cornelius, and the Lake Norman area.
Please contact Scott Hastings and he will help you not only get pre-qualified but pre-approved. This means that your loan has been underwritten by Angel Oak Home Loans and you will have a loan commitment before you shop for a home. His contact information is: